If your personal information gets in the wrong hands, identity thieves could wreak havoc on your credit, government records, and more. Your finances can suddenly be damaged. With LifeLock® identity theft protection, you can enjoy the freedom of knowing your personal information and finances have protection.
You may not know where to start picking up the pieces if you realize that someone has been perpetrating fraud on your behalf.
First: You will want to contact any of the three credit reporting agencies and request to add a fraud alert to your credit report. You can contact them by phone or place a fraud alert online.
Second: Contact your local police department and file an Identity Theft Report. This report is a valuable tool to aid the process of disputing fraudulent purchases and closing accounts that were opened under fraudulent circumstances. If you believe someone is using your social security number, you should contact the Social Security Administration at 800-772-1213.
Third: Close the accounts that you know, or believe, have been tampered with or opened fraudulently. Also, contact all of your banking institutions and creditors and advise them to watch your accounts closely.
Fourth: File a complaint with the Federal Trade Commission.
Once you file the proper reports and contact the proper creditors, continue to stay vigilant with your follow-up of your accounts. Continue to monitor your credit report for any new inquires or new accounts. You can obtain an updated credit report every six months by using the contact information listed above.