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Home Equity Line of Credit

Home Equity Loans can be used for many purposes, including but not limited to:

  • Home improvements
  • Paying off higher interest loans
  • Consolidating debt
  • Financing a vehicle

Other Real Estate Loans

Effective as of February 26, 2017.
Subject to change at anytime without notice.
For payment example, click here

Loan Interest Rate*
HELOC (Variable Rate)* 3.50%
Construction (One-Year) 4.25%
Residential Building Lot (5 year ARM)
*Home Equity Line of Credit is available to qualifying Beehive members in the following states: Idaho and Wyoming. The minimum line of credit is $10,000. Maximum Loan to value is 90%. Offer subject to credit approval; rates subject to credit qualifications. Rates are subject to change semi-annually. Your rate will never be less than 3.25% APR (Annual Percentage Rate) or exceed 18% APR. FEE REIMBURSEMENT: You agree to maintain your home equity line of credit account with the credit union for 12 months. In exchange, the credit union has paid some or all third party fees to open your account. If you close your account within the first 12 months, you agree to reimburse the credit union all bona fide third party fees paid for you. Adequate property insurance must be maintained. For all tax related questions, consult your tax advisor. Please ask a Beehive Federal Credit Union loan officer for complete details.