Fee Schedule

Effective as of January 19, 2017.

Account Fees

Base Share Fees
Minimum Balance Fee ($25.00 Balance) $5.00/month
If minimum balance is not met
Early Account Closure Fee
      
$15.00
Within first 6 months from open date

 
Consumer Checking Fees
NSF/Returned Item Fee $21.00
Negative Balance Fee $21.00
Special Handling Fee $21.00
Negative Balance Late Fee $20.00
Stop Payment Fee
      
$20.00
 
Business Checking Fees
NSF Return Item Fee
      
$21.00
 
Negative Balance Fee $21.00
Special Handling Fee $21.00
Negative Balance Late Fee $20.00
Stop Payment Fee $20.00
Business Draft Fee $0.10/debit
If balance drops below $250
& over 20 debits/Month
Temp Counter Checks (per page of 4)
Temp Counter Checks (per page of 4) $0.80

General Account Fees

Deposit Return Fee
Member $4.00
Business $6.00
Collections Fees
Incoming $10.00
Outgoing $10.00
Foreign Collection Fee (US funds) $2.00
Foreign Fee (to be converted to US funds) $17.00
International Currency
Ordering Fee $30.00
Price Per Thousand (plus the Ordering Fee) $0.50
Deposit Exchange Fee $30.00
Price Per Thousand (plus the Exchange Fee) $1.00
A minimum order/deposit amount of $50.00 USD is required.
Account Research (per hour)
Member Plus 3rd Party Cost $12.00
Business Plus 3rd Party Cost $12.00
3rd Party Request Plus 3rd Party Cost $25.00
Stale Dated Checks
Per Check Fee $10.00/Check
Annual Fee After 1st Yr $25 Annually per Check
Wire Transfer Fee (Outgoing)
Domestic $15.00/Transfer
International $50.00/Transfer
Credit Union Official (Cashiers) Check
Credit Union Official (Cashiers) Check $1.50/Check
Money Order
Money Order $1.50
Interim Statement Mailing
Interim Statement Mailing $1.00
Copy of Statement
Paper Copy of Statement $2.00
Optical Printing of Cancelled Checks
Member $5.00/Month
Business $7.00/Month
Optical Copy of Check
Member $0.25
Business $0.50
Faxing per page (Outgoing)
Faxing per page (Outgoing) $1.00
Overnight Mailing
Overnight Mailing $25.00
Certified Mailing
Certified Mailing $5.00
Request Credit Card Receipt
Request Credit Card Receipt $10.00
Safe Deposit Box Fees
Annual Rental Size 3x5 $12.00/Year
Annual Rental Size 3x10 $20.00/Year
Annual Rental Size 5x10 $30.00/Year
Annual Rental Size 10x10 $50.00/Year
Change of Locks $10.00/Box
Drilling of Boxes $80.00/Box
Lost Keys $10.00/Key
Consumer Loan Fee
Late Payment $10.00 - $50.00
If payment is late more than 15 days, you will be charged 5% of the payment amount. (min. $10.00 - max. $50.00)
Visa Gift/Travel Cards
Visa Gift Card $2.00
Visa Travel Card $3.00
Visa Cards
Late Payment Fee $10.00 or the amount of the required minimum payment, whichever is less, if you are 30 or more days late in making a payment
Returned Payment Fee $5.00 or the amount of the required minimum payment, whichever is less
Document Copy Fee $10.00
Rush Fee $3.00
Card Replacement Fee $5.00
Express Mail Fee $15.00/Order
Visa Stop Payments $20.00
Certified Mailing $5.00
ACH Fee
ACH Origination Fee for Return Items $21.00
iPay (iPay Disclosure)
Written Correspondence to $10.00
Per Proof of Payment Not Necessitated by a Dispute $10.00
Payments Returned, Customer Error $5.00
Reinstate Fee $50.00
Cancellation Fee $7.50
ACH Return Fee $10.00
Express Mail Correspondence $15.00
Overdraft Fee $21.00
iPay Miscellaneous Product Fees
Overnight Fee $14.95
2nd Day Fee $9.95
Charitable Donations $1.99
Gift Pay $2.99
Levy Fees
Levy $10.00
Share Value
Par Value of Share $25.00

An employee may waive any fee if warranted.