Real Estate Loan Rates

Effective as of January 19, 2017. Subject to change at anytime without notice.
Apply Now

First Mortgage

Loan Term Interest Rate*
5 years 2.95%
7 years 3.15%
10 years 3.35%
15 years 4.15%
*APR=ANNUAL PERCENTAGE RATE OAC; AS LOW AS; SOME RESTRICTIONS MAY APPLY

First Mortgage Not Serviced by Beehive

Loan Term Interest Rate*
15 years Click here
30 years Click here

Second Mortgage

Loan Term Interest Rate*
5 years 3.45%
7 years 3.65%
10 years 3.85%
15 years 4.65%
*APR=ANNUAL PERCENTAGE RATE OAC; AS LOW AS; SOME RESTRICTIONS MAY APPLY

Adjustable Rate

  Interest Rate*
1/1 ARM 2.60%
3/1 ARM 2.75%
5/1 ARM 2.80%
7/1 ARM 3.25%
10/1 ARM 3.75%
*APR=ANNUAL PERCENTAGE RATE OAC; AS LOW AS; SOME RESTRICTIONS MAY APPLY

Other Real Estate Loans

Effective as of January 19, 2017.
Subject to change at anytime without notice.
For payment example, click here

Loan Interest Rate*
HELOC (Variable Rate)* 3.50%
Construction (One-Year) 4.25%
Residential Building Lot (5 year ARM)
3.80%
*APR=ANNUAL PERCENTAGE RATE OAC; AS LOW AS; SOME RESTRICTIONS MAY APPLY
*Home Equity Line of Credit is available to qualifying Beehive members in the following states: Idaho and Wyoming. The minimum line of credit is $10,000. Maximum Loan to value is 90%. Offer subject to credit approval; rates subject to credit qualifications. Rates are subject to change semi-annually. Your rate will never be less than 3.25% APR (Annual Percentage Rate) or exceed 18% APR. FEE REIMBURSEMENT: You agree to maintain your home equity line of credit account with the credit union for 12 months. In exchange, the credit union has paid some or all third party fees to open your account. If you close your account within the first 12 months, you agree to reimburse the credit union all bona fide third party fees paid for you. Adequate property insurance must be maintained. For all tax related questions, consult your tax advisor. Please ask a Beehive Federal Credit Union loan officer for complete details.

Mobile Homes

Rate*
Fixed Rate 5.50%

*APR=ANNUAL PERCENTAGE RATE OAC; AS LOW AS; SOME RESTRICTIONS MAY APPLY

Mortgage Center

 

All loan rates reflect the Annual Percentage Rate (APR). Rate shown are based upon our shortest term and A+ credit history. Your rate may be different depending upon your credit history and the term you choose. Please call 208-656-1000 for details.